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Split Pay

Own your alarm system - spread the cost

Split Pay lets you spread the cost of owning your AMCO alarm system, rather than renting one from a provider that keeps the equipment. An upfront payment, followed by a short series of equal monthly instalments - and the system is yours.

Why Split Pay

Ownership, without paying it all at once

100% equipment ownership

Split Pay still means you own your system outright - it's a way of spreading the cost of buying, not a rental or subscription that locks the equipment to an ongoing fee.

Straightforward to manage

An upfront payment followed by a short series of equal monthly instalments over the first few months - simple, predictable, and easy to plan around.

Insurance-compliant, SSAIB-certified

Every Split Pay installation is carried out to the same insurance-compliant, SSAIB-certified standard as any other AMCO install - there's no compromise for choosing to spread the cost.

Low ongoing costs

Because you own the equipment, your ongoing monitoring and maintenance fees stay low relative to what you'd pay to keep renting equivalent equipment indefinitely.

The shape of the plan

How Split Pay works

We keep the specifics simple by design: an upfront portion, then a short run of equal monthly instalments. For the exact current figures for your system, see compare our prices or get in touch.

Step 1

Choose Split Pay at quote stage

Let us know you'd like to spread the cost when you get your quote, and we'll talk you through how it applies to your system.

Step 2

Pay an upfront amount

You pay a portion of the total cost upfront to get your installation booked in and underway.

Step 3

Spread the rest over a few months

The remaining balance is split into a short series of equal monthly instalments over the first few months, rather than one lump sum.

Want to see the actual numbers?

Our price comparison page sets out current costs so you can weigh Split Pay up for your own situation.

Ownership vs. renting, in brief

Some providers - including Verisure and some ADT offerings - work on a rental model, where you pay an ongoing fee to use equipment the company still owns. Split Pay is AMCO's way of making equipment ownership easier to budget for, without the system ever belonging to anyone but you.

Read the fuller AMCO vs. bigger providers comparison →

Split Pay questions

No - Split Pay is a way of spreading the cost of buying your system. You own the equipment outright; it's not a subscription or rental arrangement like some competitor models.
It's structured as an upfront payment followed by a short series of equal monthly instalments over the first few months. For the actual current figures, see our price comparison page or get in touch for a personalised quote.
There's a minimum initial term with a reasonable notice period if you need to cancel. Because terms can be updated, see our price comparison page or contact us for the specific current terms.
Some larger providers offer a rental model, where you pay an ongoing fee to use equipment the company still owns. With AMCO - including via Split Pay - the equipment is yours outright. Neither approach is inherently right or wrong; see our fuller comparison for the details.
Yes - every Split Pay installation is carried out to the same insurance-compliant, SSAIB-certified standard as any other AMCO installation.

Own it, your way

Ready to spread the cost of ownership?

See why homeowners choose to own with AMCO, then get a free, no-obligation quote.

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